341 Meeting of Creditors – Riverside Bankruptcy

341 Meeting of Creditors – Riverside BankruptcyWhen your file a bankruptcy petition you will have to attend what is called a 341 hearing.  The 341 hearing/meeting is named after section 341 of the bankruptcy code.  341 Hearings in Riverside are held at the US Trustees Offices at the address below:

3801 University Ave., Riverside, CA 92501

You will be meeting with the Chapter 7 or Chapter 13 trustee.  You will not normally meet with the US Trustee.  In most cases, you will never even see the Judge on your case during a Chapter 7 or 13.

What happen at the 341 meeting in Riverside

When you appear for your meeting, you will have to wait in the waiting area or conference room until the bankruptcy trustee calls your name.  When you speak with the trustee they will require you to show ID which includes your state identification (such as your drivers license) and your social security card.

After verifying your identification, the trustee will proceed to ask you questions to confirm whether or not you are telling the truth on your bankruptcy petition.  The 341 meeting is a fact-finding forum. The Trustee is allowed to ask the debtor questions relating to the debtor’s monthly finances (including all income and expenses), all the properties owned by the debtor, and whether all the filed bankruptcy petition paperwork is accurate and correct. Second, it allows the Trustee to investigate into fraud by questioning the debtor.  Additionally, creditors may use the 341 hearing to ask questions to determine whether or not there might be grounds to pursue an objection to discharge.

To learn more about bankruptcy as well as what goes on at 341 meetiongs, please contact The Law Offices of Chen & Tran.  The firm provides bankruptcy attorneys to attend 341 meeting or hearing with debtors.  The attorneys have years of experience attending court hearings for debtors are can guide you through the bankruptcy process.