Get a Fresh Start to your New Year

Fresh Start with Bankruptcy

Ring in the New Year with a Fresh Start

Many people in have said good riddance to 2016 and welcomed in 2017 with a bang.  However, for many American’s winter is still here.  Debt is still lingering and 2017 did not bring a fresh start.  For those people, The Law Offices of Chen & Tran would like to let you know that relief is available.

Talk to an experienced bankruptcy attorney

Seek an experienced bankruptcy attorney today to figure out what your best options are to get out of debt.  There are three main types of debt relief options. Those are (1) debt negotiation or settlement, (2) credit counseling or financial management and Bankruptcy.  A bankruptcy attorney will be able to explain these options to you in detail.  The best part is that most bankruptcy attorneys do not charge for the initial consultation.  During the initial consultation you will learn what you qualify for to help you make an informed decision about your financial future.

There are two types of Bankruptcy.  Chapter 7 and Chapter 13.  Chapter 7 is in many cases almost like an instant discharge of your debt.  However, if you do not qualify for Chapter 7, then Chapter 13 helps many people by putting them in an affordable payment plan.  The ability to file for bankruptcy was created to help people with debt which they simply cannot pay due to unforeseen circumstances. Once the debt is discharged, you can start afresh without having to stress about debt collection agencies or lawsuits, wage garnishments and liens.

A bankruptcy attorney can provide a detailed outline of the entire process and walk you through each step.  The hardest part of bankruptcy is finding the time to consult with an attorney and providing the information they need to help you move forward.  Speaking with an experienced bankruptcy attorney is the first step to ringing in the New Year with a fresh start.