A Personal Injury Lawyer Can Negotiate Your Personal Injury Settlement
Hiring a personal injury lawyer to negotiate a personal injury settlement is one of the best things you can do. Too many accident victims make the mistake of trying to settle their accident claim on their own. Without a personal injury attorney present, there is far too great a chance that the individual will lose or receive a low-ball offer.
Protecting your rights
Since insurance companies make money by paying as little as possible in injury claims, they will try to get away with paying as little as possible. However, for someone who is unfamiliar with the negotiations process or the types of compensation that should be received in a settlement, it may be impossible to know when an offer is fair or not fair.
Attorneys have the knowledge and expertise to get more money for clients by demanding that the insurance company make a fair settlement offer inclusive of all current and future expenses. When a personal injury attorney negotiates a settlement, they look to include the expenses that have occurred to date, current and ongoing expenses, and any expenses that will occur in the future. Doing so requires working with a victim’s physician to determine the long-term prognosis.
For example, if a victim is likely to recover in the next six months with the same treatment they are receiving today, it will be easy to calculate those expenses going forward. However, if a doctor believes that additional surgeries and procedures will be necessary, more research is going to be necessary to determine the cost of them.
The settlement can cover all medical expenses
It is important to figure out the cost carefully to ensure that victims do not pay money out-of-pocket unnecessarily. After all, once a case is settled, it can be nearly impossible to go back and seek additional compensation.
All medical and treatment expenses should be included in the settlement and that means money for:
- Physical therapy
- Medical devices
- Doctor’s appointments
- Alternative therapies
It is also important to receive funds for any lost wages. Wages that have been lost from taking time off to visit the doctor or go to physical therapy appointments should be included in those calculations, in addition to the weeks where the victim was unable to work. At this stage, it is important to get a doctor’s opinion on whether an accident victim will recover enough to be able to return to work full-time and in their previous capacity. If not, it may be possible to receive long-term wage losses as part of a settlement. In this case, the settlement amount can be significantly higher than it would be otherwise.
A personal injury lawyer can also ask for money for pain and suffering. This is money that acknowledges how a person’s life has been negatively impacted by an accident and becoming injured. For example, if a victim can no longer exercise because of their injuries, it is possible to be compensated for that loss.
Speak with a lawyer
Get help with your case by calling our office and speaking with a personal injury attorney today.
NOTE: This is for informational purposes only and does not constitute legal advice.